Experience quantum-resistant security, multi-chain support, and lightning-fast transactions in one unified platform.
Web3 Ledger literal meaning is World Quantum-Web3 Assets, which is an advanced financial system launched to eradicate monopoly on monetary system and for that purpose, a system that comprises of Artificial Intelligence and complex computer programs fully backed by banks is needed. World Quantum-Web3 Assets would be a breakthrough in the world of banking which will lead to a new era of banking. QFS will not be influenced by Government policies, rather it will be entirely backed by tangible assets like Gold, Platinum, Oil and will not be based upon mere piece of papers which have no evidentiary value.
Post-quantum cryptography ensures your assets remain secure against future quantum computing threats.
Manage assets across 50+ blockchains in one unified interface with real-time analytics.
Near-instant transactions with optimized Layer-2 integration and advanced routing.
Set up custom yield farming strategies that automatically rebalance your portfolio.
Complete control of your private keys with multi-signature and social recovery options.
Secure your wallet with facial recognition and fingerprint scanning technology.
Trusted by leading platforms
Lumen converts BTC, ETH and 40+ tokens to local currency the instant you tap. No pre-selling, no waiting on settlement.
Six ways Lumen fits into daily life, not just checkout.

Hold Bitcoin, Ethereum and stablecoins side by side, and pick which one pays for what.

Rates lock the moment you tap, so market swings never touch your purchase.

Earn back a percentage of every purchase in the token of your choice.

Works anywhere cards are accepted, plus fee-free withdrawals at 2M+ ATMs.

Idle balances keep earning yield while they wait around to be spent.

Biometric approval, instant freezing and on-chain proof for every purchase.
ISO 20022 is a global financial messaging standard powering the future of cross-border payments and the Quantum Financial System (QFS). Key compliant assets like XRP, XDC, XLM, ALGO, and IOTA are set to play major roles in this transition.
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